I have reviewed several debt management software tools on the market – some free, some not.
This is one that comes with a price tag of $47, but I think its well worth it. If you are someone with debt, and has the ability to pay more than your minimum monthly payments, then this tool will [...]
There are many different debt reduction tools on the market, both free and paid. If you only have a few debts to manage, and your situation is fairly simple, then a free tool will work just as well as a paid tool. If your situation is complex, either you have many debt accounts or you [...]
Here are a few tips for self help debt reduction.
Once you have a handle on your overall debt load, begin calling each credit card company and ask for a reduced interest rate. Your payment history with the card company will be a factor in negotiation, so if you have been late several times, they may [...]
A simple and affordable way to get a handle on your finances while not requiring fancy software is by creating a Debt Management Spreadsheet in excel or any spreadsheet software program.
The information you need to gather to effectively analyze your debts is the following:
Due Date
Creditor Name
Total Amount Owed
Minimum Payment Required
Interest Rate
Website Login Information
If you compile [...]