Can I File For Bankruptcy Self Help?
Though technically you can enter into bankruptcy on your own, I DO NOT recommend it. It will be well worth the time and stress in hiring a specialized bankruptcy attorney to help you through the process.
To file Chapter 7, which is a full liquidation (if you qualify), attorney fees [...]
How to eliminate credit card is really dependent on the amount you owe and your cash flow.
If you have been consistently making your payments on time, and continue to have the cash flow to support the payments, then this simple strategy will help tremendously.
Step 1
Make a list of all your debts, including: who is owed, [...]
Credit self help strategies need to begin with pulling your credit report so you know what is being reported about you and your debts.
All Americans are now eligible to receive a free copy of each of the three major credit reports on an annual basis. This is to help consumers manage their credit, but most [...]
Here is a sampling of a few different debt settlement letters:
#1 Unsolicited Offer to Creditor
Your Name
Your Address
Your Phone #
Creditor’s Name
Department
Creditor’s Address
Date
Dear Creditor,
Re: Account Number__________
After a long period of financial crisis, I’m finally in a position where I can take care of my debt whose account number is given above. I would appreciate in advance all [...]