Freedom Debt Management

I have reviewed several debt management software tools on the market – some free, some not.
This is one that comes with a price tag of $47, but I think its well worth it.  If you are someone with debt, and has the ability to pay more than your minimum monthly payments, then this tool will [...]

There are many different debt reduction tools on the market, both free and paid.  If you only have a few debts to manage, and your situation is fairly simple, then a free tool will work just as well as a paid tool.  If your situation is complex, either you have many debt accounts or you [...]

Here are a few tips for self help debt reduction. 
Once you have a handle on your overall debt load, begin calling each credit card company and ask for a reduced interest rate.  Your payment history with the card company will be a factor in negotiation, so if you have been late several times, they may [...]

A simple and affordable way to get a handle on your finances while not requiring fancy software is by creating a Debt Management Spreadsheet in excel or any spreadsheet software program.
The information you need to gather to effectively analyze your debts is the following:

Due Date
Creditor Name
Total Amount Owed
Minimum Payment Required
Interest Rate
Website Login Information

If you compile [...]

Throughout this blog, I will analyze various free debt management software tools.  Here is the first one I tested:
Credit Federal Free Budget Calculator to help manage expenses. Also includes a Savings Calculator to determine interest earnings. 
I like this because it’s simple, and includes  several different calculators all bundled in one.  You can calculate your monthly [...]

As you begin to take control of your personal finances, including managing your personal debt, you should consider utilizing a debt reduction calculator to help put a plan in place that is most effective in reducing your debt.  A calculator or debt software program will show you the most cost effective and quickest way to [...]