Like many people in today’s economic environment, you may be feeling overwhelmed by your debt load. The credit card companies are squeezing consumers tightly right now, especially with increasing interest rates and fees.
If you feel you just simply cannot pay down your debt, either because your minimum payments are too high as compared to your [...]
As you begin to take control of your personal finances, including managing your personal debt, you should consider utilizing a debt reduction calculator to help put a plan in place that is most effective in reducing your debt. A calculator or debt software program will show you the most cost effective and quickest way to [...]
There are many ways to get rid of credit card debt. I will review many of the options, including the advantages and disadvantages of each, throughout this blog. But before you work on getting rid of your debt, you need to begin with understanding how you got here in the first place. There are many [...]
If you are behind in your tax obligations and the IRS debt collection agencies are calling, you are most likely fearful and trying to avoid the calls. That is the worst thing you can do. As with anything in life, if you face the problem head on and are proactive about dealing it, the fear [...]
To find Christian debt help, the first place you should look for a referral or recommendation is your own church. If you do not belong to a church, then seek out advice from a friend or family membr. Most church organizations have credit counselors they can refer you to that will meet with you at [...]
Christian Credit Counseling is the first step in taking control of your personal finances. My experience suggests that most people do not intentionally make bad money decisions, but that these decisions are simply based on a lack of education or knowledge. I have worked with many very intelligent people over the years as financial advisor, [...]
Christian debt settlement companies can be found all over the internet. In reviewing any debt settlement or negotiation company, putting the word Christian in the mix should not be reason enough to choose one company over another. You need to do your own research on the company to ensure they are reputable and will follow [...]
Times are tough for almost everyone in today’s economy. I have worked with may people over the years as a financial advisor, helping clients set financial goals, review their current situation, then put an action plan in place to achieve these goals. But with today’s economy, there are so many people that are just trying [...]